Two professionals, a man and a woman, looking at a laptop computer in an office setting.

Revenue Advance

A Revenue Advance provides flexible funding that automatically adapts to your business performance. Here's how it works: You receive up to $1.5 million upfront based on your expected future sales. Instead of fixed payments, you repay through a set percentage of your daily or weekly revenue: During busy periods, you pay more and clear the advance faster. During slower times, payments naturally decrease, preserving your cashflow when you need it most

Apply Now
A smiling woman in a cafe, looking at a laptop.

Quick Stats

Loan Amounts and Terms

  • Funding up to $1.5M
  • Term up to 18 months

Repayment Schedule

  • Daily or Weekly Repayments

Requirements

  • Time in business 6+ months
  • 570 FICO score
  • $240k+ annual revenue

Funding Time

  • In as little as 24 hours of acceptance

How Does A Revenue Advance Compare?

Revenue Advance

  • Up to: $1.5M

  • Term: up to 18 months

  • Repayment: Daily or Weekly

  • Funding Time: In as little as 24 hours of acceptance

  • Requirements: Time in Business: 6+ months; 570+ FICO; $240k+ annual revenue

  • Pros: Fast Application Process; Early Repayment Discounts; Payments Based on Receipts

  • Cons: Limited Term Length; Not available for startups

  • Up to: $500k

  • Term: up to 12 years

  • Repayment: Fixed monthly

  • Funding Time: Within 3 business days of approval

  • Requirements: Time in Business 2+ years

  • Pros: Predictable payment schedule; lower payments; potential early repayment

  • Cons: Lower yearly cost but higher overall cost; Stringent Eligibility Requirements; Potential slow funding time

Need help deciding?

How It Works

Our simple, three-step process makes getting the funding you need quick and easy.

1
A smiling woman in a boutique using a tablet.

Apply

Submit the easy online application within minutes and a Capital Specialist will call to discuss your funding request.

2
Two women having a professional meeting at a desk.

Get A Decision

You will receive your approval status in as little as 4 hours after submitting all necessary documentation.

3
A man in a blue shirt handing documents over a desk.

Receive Your Funds

You'll receive a lump-sum payout in as little as 24 hours of offer acceptance. Spend it at your own pace, as you need it.

How to Use a Revenue Advance

Revenue Advances offer flexible funding that can be deployed across multiple areas of your business. Whether you need to invest in growth, prepare for a busy season, or manage daily operations, having access to capital gives you greater control over your business decisions. Funds can be applied to essential expenses like payroll and rent, or used more strategically—for hiring, inventory build-up, marketing campaigns, or business expansion.

An office worker reviews financial charts on a desktop computer.

Hiring Staff and Meeting Project Demands

Loans provide the working capital necessary to onboard new employees, handle seasonal hiring surges, or staff up for major contracts. This enables businesses to capitalize on increased demand without compromising their financial stability.

Access to loan funding enables businesses to upgrade outdated equipment, invest in new tools, or implement technology improvements that increase efficiency and productivity.

Purchasing Equipment and Technology

Access to loan funding allows businesses to replace aging equipment, acquire advanced tools, or deploy technology solutions that boost efficiency and drive productivity gains.

Whether opening a new storefront, expanding into a larger space, or renovating existing facilities, small business loans offer the capital needed to grow strategically without disrupting core operations.

Expanding Locations or Operations

Whether launching a new storefront, moving into larger facilities, or renovating current spaces, small business loans deliver the capital required to expand strategically while maintaining smooth day-to-day operations.

FAQs

From the Source

View More
A line of people waiting outside a store.
Small Business

Unlocking Growth: Strategies for Small Business Expansion and Long-Term Success

A person reviewing business analytics on a clipboard at a desk.
Fora Financial News

Top Trends for Navigating the Business Landscape

A businesswoman smiling in front of a blue AI graphic.
Thought Leadership

CMO Elissa Feldman On Making AI Work for Small Businesses

A portrait of a smiling businessman in a suit.
Fora Financial News

Fora Financial Appoints John Egerman as Chief Financial Officer